Washington, DC, United States (AHN) – The United Steelworkers union filed Thursday a comprehensive trade case with the U.S. government against China’s clean energy plan.

The complaint identified “a broad array of Chinese policies and practices that threaten the future of America’s alternative and renewable energy sector,” according to a statement by the USW.

The case charges that “China has utilized hundreds of billions of dollars in subsidies, performance requirements, preferential practices and other trade-illegal activities to advance its domination of the sector.”

The 5,800-page submission identified five areas of “protectionist and predatory practices utilized by the Chinese to develop their green sector at the expense of production and job creation in the U.S.”

The USW filed the petition under Section 301 of the trade law with the office of United States Trade Representative.

Under the law, the Obama administration has 45 days from the date of filing to determine whether to accept the petition for further action.

“Green jobs are key to our future. Right now, China is taking every possible step – many of them illegal under international trade laws – to ensure that it will control that sector. America can’t afford to cede more of its manufacturing base to China,” Leo W. Gerard, USW international president, said in the statement.

“It’s a national priority to reduce our dependence on foreign energy supplies. But if all we do is exchange our dependence on foreign oil for a dependence on Chinese alternative and renewable energy production equipment, we will have traded away our nation’s energy, economic and job security,” Gerard added.

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Washington, DC, United States (AHN) – New jobs increased by 178,000 to 3.04 million in July compared to the previous month, the Department of Labor reported on Wednesday. The figure is 6.2 percent higher than the 2.86 million job openings in June.

Most openings were in the education and health services sectors.

Hirings in the private sector rose to 3.96 million in July from 3.95 million in June. With 14.6 million unemployed recorded in July, every job opening has 4.8 people trying to apply and get hired.

Meanwhile, 4.23 million workers were hired in July, less than 16,000 from June.

Some 2.12 million workers were fired in July compared to 2.14 million in June. Some 262,000 government workers were dismissed, fewer than 348,000 workers fired in June.

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photo credit: Hans Vink

When you need money and a regular bank loan is not an option because you’ve got bad credit, you need to find a reputable source where you can receive a personal loan to take care of your current cash crunch. The good news is that there are several hidden sources of loan money right under your fingertips that you probably never knew existed.

Usually when you borrow money from a bank or other lending institution, they will often ask you to put up some type of collateral (something of value that you own), like a home or car. These are called assets. These assets give the banks insurance that you’ll pay back the loan, and if you don’t, they will move to take the money from your home or vehicle.

Well, there are other types of assets you can own that can be used to obtain loan money quickly. You don’t have to be a homeowner and you don’t even have to own a car. There are methods for obtaining bad credit personal loans if you don’t have traditional collateral.

1) Someone Else’s Home or Car – if you don’t own either one, you can go to a family member or friend who does and ask them to borrow against their assets to give you a loan. Make sure you draw up a contract between you and them that states the amount loaned and your re-payment schedule.

2) Cash Advance – you already know that if you’ve got a credit card you can use it to get a cash advance. These are good for smaller amounts of cash. However, there is another way you can use your credit card to get a cash advance for much larger amounts of money.

3) Person to Person – do you know there are people online who are willing to give you money no matter what your credit history is? There are private loan networks where personal investors put money down on loans. They make money off of the interest payments. All you have to do is sign up and state your case as to why you need the money.

4) Insurance – if you have a certain type of insurance policy, you can use it to get money.

5) Shopping Cards – there are literally tons of store shopping cards that people use everyday to buy goods. You probably have one sitting in your wallet. There’s a unique way you can use these to obtain funds, but you have to be careful about how you do it.

6) SBA Loans – if you’re trying to start a business, this government agency is a great resource that can help you obtain the money you need.

7) No Risk Co-Signer – sometimes family and friends are willing to help you out as a co-signer on a loan. However, many don’t want to do this because they are afraid you won’t make payments on time and it will ruin their credit. But, if you approach them with an offer that is no risk to them, they’ll be more likely to help.

Retirement Plan – if you have a retirement plan with your employer, this is a great asset that can be used to loan money to yourself. Do not make the mistake of pulling money out early, because this will cause a penalty.There’s a better way.

9) Savings Account – savings accounts are often overlooked. Most people prefer checking accounts these days. However, having a simple savings account can be a valuable asset for you when you are strapped for cash. By the way, you don’t have to touch a cent of your savings.

10) Business Owner – if you own a business or you know someone who owns a business, there’s a way to use that business to provide a quick loan. Banks are more willing to loan to business owners. Literally, anyone can officially own a business by filling out some easy paperwork.

If you need money and are stuck with bad credit, there are several creative ways to get yourself some quick cash. You can learn more about the hidden methods for obtaining loan money discussed in this article by clicking the link below now:

http://hiddenloanmoney.blogspot.com

photo credit: liber

With the uncertain economic climate, a conventional lending institution can be a difficult road that is laden with endless red tape while leaving you at the mercy of the loan decision makers.

The answer to the dilemma is private lending and if you play your cards right, you can have unlimited access to funds for your real estate ventures for a long time to come, without ever filling out a loan application or enduring credit and employment verification.

Use a Private Lending Credibility Kit

Always use a private lending credibility kit to attract lenders. Although this seems like a given, you would be surprised at the number of real estate investors who skip this step. By simply using a kit, you are already going to be ahead of the game and when it comes to standing out among your competitors.

Organize Your Credibility Kit

A well organized kit stands out. Instead of just picking up the phone and hoping to strike a deal with a private lender, take that time to organize your kit. Not only will this demonstrate professionalism, it will provide the private lender with easy access to your information and accomplishments.

In addition, the private lender will have something in hand to refer back to repeatedly when making a decision, as opposed to a phone call where they can hang up and forget about you the next minute. A well organized credibility kit will also encourage the private lender to review it because they can easily find the information they need.

Make Your Credibility Kit Stand Out

Uniqueness and Ingenuity – Every section of your kit should speak to your uniqueness and ingenuity, offering benefits that no other competitor has yet to offer. The unique benefits should be mentioned in your cover letter, your bio, your marketing section, and your references.

Market, Market, and then Market Again

Market Yourself – Use the information in the private lending credibility kit to market yourself.

Distribute – Distribute your private lending credibility kit to potential private lenders and remember that massive action produces massive results.

Display – Display your private lending kit on your website and during presentations when you are pitching your real estate ventures.

Talk – Talk to everyone and anyone you can who would potentially be interested in your real estate venture. Talk about your credibility kit and everything you have to offer. Word-of-mouth will eventually get private lenders coming to you and requesting to review your information.

Network – Attend real estate conferences and exhibitions armed with your private lending credibility kit and get it in front of as many eyes as you can. If it is well organized with strong marketing materials, private lenders will be knocking at your door and soon you will have all of the funding that you need to become successful in real estate.

I invite you to learn more about Private Lending Credibility Kits and get FREE instant access to a 60 minute audio and 20-page eBook titled “Discover the Secrets of How to Fund Your Real Estate Deals with Private Lenders!” by going to http://www.realestatewealthtoday.com/PLS-Vol1-Sales.html

Mike Lautensack is a full-time real estate entrepreneur in Philadelphia, PA and creator of the Private Lending Presentation Kit. This powerful done-for-you kit is loaded with tools and techniques to attract and develop a consistent stream of private investors into your real estate business. To learn more about this kit and receive your FREE Real Estate Wealth Newsletter go to Private Lending Kit

photo credit: minneapolis

Recently I wrote an article about the 4 Ways to Raise Private Money for Real Estate Investors where I laid out the top 4 ways to raise Private Money to grow and develop your real estate investing business. One of the 4 ways we use and teach to our students is one-on-one breakfast meetings.

If you are not comfortable with group meetings – one-on-one breakfast meetings are a great alternative. I generally recommend a breakfast meeting in a quiet restaurant where you can have 30 to 45 minutes of time with your prospect. At these meetings you need to lay out your private lending program and benefits of investing with your company.

Pre-meeting – It is important that you have a good presentation kit or creditability kit before you go into a private lender meeting. This can be a PowerPoint presentation where you lay out your business plan, your background and why it makes sense to invest with your company. You also need to have some sort of creditability kit where you lay your past deals, testimonials, educational experience or certification and any other information that lays the ground work for why you are creditable and trustworthy. Do not go into this meeting with out some sort of information and just “wing it” as you go. This looks unprepared and will not leave a professional image.

Meeting – During the meeting you need to develop a rapport with the potential lender. Without rapport nobody will do business with you. It is very simple – people do business with people they like so take the time to develop rapport before going into your presentation. At the point where you have developed rapport start going through your presentation and allow questions as they will assist the private lenders understanding and allow the rapport process to continue to develop.

It is important that this meeting is about information not an actual hard sell. You need to educate the other person first about your program and the benefits of investing with your company. I would not make an actual offer at this meeting. Wait to a couple days after the meeting to discuss a specific deal or invest opportunity.

Post Meeting – I would recommend that 2 or 3 days after the meeting that you email, call or mail something to the person to see if they have any follow up questions and start to mention a possible investment opportunity. Even if they do not invest right away continue to send follow up information as you never know when the time is right so stay in touch.

I invite you to learn more about Private Lending and get my new FREE 20-page ebook titled “Discover the Secrets of How to Fund Your Real Estate Deals with Private Lenders!” by clicking here http://realestatewealthtoday.com/FREE-eBook.html

Mike Lautensack is a full-time real estate entrepreneur in Philadelphia, PA and creator of the Private Lending Presentation Kit. This powerful done-for-you kit is loaded with tools and techniques to attract and develop a consistent stream of private investors into your real estate business. To learn more about this kit and receive your FREE Real Estate Wealth Newsletter go to Private Lending Presentation Kit

photo credit: *sean

The needs of the borrower and the criteria of the private lender determine the nature of the lending and borrowing process of the private money loan. These two elements must mesh together into the scheme of things in addition to the routine necessary paperwork requirements.

The borrower of a private money loan should take a self-inventory to determine whether or not he/she meets the requirements for consideration by a private lender. In a typical private money loan transaction, there are considerations on the part of the borrower as well as the lender. It is a good idea to know the basic checklist before you get involved with a private money loan transaction. The borrowers checklist should include the following:

* The type of real estate property for which you are seeking a private money loan.
* Get an appraisal to determine the property value and loan-to-ratio percentage.
* Assess your current financial situation, credit history, and debt ratio.
* Determine whether or not you meet the general criteria of the private lender you have chosen.
* Hire a property surveyor.
* Get an environmental assessment if necessary.
* Obtain title and hazard insurance.
* For income producing property, access the cash flow statements.
* For income producing property, obtain the rental agreements
* Devise a plan to satisfy the short-term private money loan.
* Appoint an attorney who is qualified to handle your real estate transaction and oversee the correct filing of necessary paperwork.
* Make sure you have the private lender’s contact information for sending payments.

The lenders checklist includes the following:

* How the borrower intends to exit the short-term private money loan.
* All of the necessary documentation on the loan is signed and notarized.
* Make sure the original mortgage is in your hands.
* Make sure the property taxes are up-to-date.
* Make sure a there is a title insurance policy issued to you.
* The closing statement is received before the funds are issued.
* Make sure your money is disbursed into an escrow account.

The lending and borrowing process for a private money loan will vary according to the type of property to which you are seeking financing. The checklist for a commercial property will be different from the checklist for a residential property. In general, for all types of real estate, you will need the basic necessary paperwork of the Promissory Note, Mortgage, Certificate of Insurance, and Disclosure Statement. However, using creative financing may require additional forms of paperwork for different types of transactions.

I invite you to learn more about Private Money Lending and get my new FREE 20-page ebook titled “Discover the Secrets of How to Fund Your Real Estate Deals with Private Lenders!” by clicking here http://realestatewealthtoday.com/FREE-eBook.html

Mike Lautensack is a full-time real estate entrepreneur in Philadelphia, PA and creator of the Private Lending Presentation Kit. This powerful done-for-you kit is loaded with tools and techniques to attract and develop a consistent stream of private investors into your real estate business. To learn more about this kit and receive your FREE Real Estate Wealth Newsletter go to Private Lending Presentation Kit.